<?xml version="1.0" encoding="UTF-8"?><item href="/news/federal-loans-to-reduce-with-fewer-credit-hours.html" dsn="blogs"><featured/><pubDate>08/07/2026 03:44:20 PM</pubDate><title>Federal loan limits to reduce for less than full-time enrollment</title><description/><author/><image><img src="/news/assets/GettyImages-531861951.jpg" alt="Illustration showing college mortarboard with 100 dollar bills"/></image></item>